Meet Neat Loans.

We're a fintech company that offers clients residential home financing with unparalleled speed, certainty, and clarity.
15
min

Complete our smart mortgage application in less than 15 min and know your options from the start.

$
100

Earn a $100 gift card for uploading all of your documents on the first day.

24
hrs

Get fully underwritten and approved 24-hours after submitting your full application.

3
x

Close on your home loan 3x faster than other mortgage lenders.

Our Investors.

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Leadership.

Founded by mortgage veterans and exceptional technologists, Neat has a leadership team with ground-up experience in 18 other startups.

Luke Johnson
Co-Founder & CEO

Steve Herschleb
Co-Founder & CTO

Tom Furey
Co-Founder & SVP, Product

Jen Farmer
CMO

Chris Carmichael
VP, Sales

Finally, a Mortgage Experience Without All the Mess.

At Neat Loans, our first priority is delivering an excellent client experience across the entire home financing and real estate transaction.

Thanks to first-of-its-kind, proprietary technology, Neat’s clients bring a more reliable bidding strategy to a competitive real estate market. These tactics include:

  • A clear understanding of what income and savings they need to qualify for a home loan

  • How to approach their max offer for bidding war situations

  • A path toward securing a home loan 2-3x faster than any other lender

  • Greater opportunity to compete with cash offers through Neat’s fully underwritten Platinum approval, which also backs $50,000 of their earnest money.A path toward securing a home loan 2-3x faster than any other lender

Everyone Has a Story to Tell. Here’s Ours.

Neat  was started with a simple mission of transforming the home lending transaction. Since then, we've been able to do just that.
2017

Home lending platform is launched through Neat Capital parent company, streamlining the process with an online application and an average timeline of 13 days (maintained since launch).

Home lending platform is launched, streamlining the process with an online application and an average timeline of 13 days (maintained since launch).
2017
Neat reaches $1 million in first year revenue.

Neat reaches $1 million in first year revenue.

2018
Pricing & underwriting engine released.

Pricing & underwriting engine released.

2018
Loan production doubled from 2017.

Loan production doubled from 2017.

2019
Instant pre-approval with soft credit pull released.

Instant pre-approval with soft credit pull released.

2019
Neat partners with its first bank client white labeling our technology.

Neat partners with its first bank client white labeling our technology.

2020
Neat reaches $1 billion run rate in loan applications.

Neat reaches $1 billion run rate in loan applications.

2020
Direct to consumer channel launched.

Direct to consumer channel launched.

2021
Neat debuts the first modern core banking loan origination system.

Neat debuts the first modern core banking loan origination system.

2021
Neat Loans is founded, delivering the next generation in home lending.

Neat Loans is founded, delivering the next generation in home lending.

Have Questions? We Can Help.

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