The Smarter Way to Finance Your Home.

As a fintech company and mortgage lender, we value speed, transparency, and certainty throughout the entire home financing process.
Marketing Agency

The smarter way to finance your home.

As a fintech company and mortgage lender, we value speed, transparency, and certainty throughout the entire home financing process.

Marketing Agency

The smarter way to finance your home.

As a fintech company and mortgage lender, we value speed, transparency, and certainty throughout the entire home financing process.

How low can we go?

The national average rate today is 2.4%

Buy a Home
Today's 15 year rate with Neat Loans
2.250
%
Today's APR
2.662
%
Refinance
Today's 15 year rate with Neat Loans
2.000
%
Today's APR
2.391
%

Finally, a Mortgage without the Mess.

We’ve cleaned up the home financing process so that even the most complex home loans could get approved 3x faster than the industry average.

This means no surprises on your home loan rate and down payment.

3x FASTER

Finally, a Mortgage without the Mess.

We’ve cleaned up the home financing process so that even the most complex home loans could get approved 3x faster than the industry average.

This means no surprises on your home loan rate and down payment.

3x FASTER

The Average Lender Closes in 50+ Days

Neat Loans
We close in as few as 15 days
Traditional Lender
50+ days

How it Works.

Three simple steps to get you approved.
step 1

Real Time Visibility

Check if your income and assets qualify you even before you submit your application.

Congrats

You qualify

Good News

You're pre-approved
step 2

Get Pre-Approved 24/7

Get customized home refinance rate options in just 2-3 minutes.
step 3

Get Approved 3x Faster

Leverage our smart online application to get your home loan submitted easily and quickly. Access cash-like offers for greater certainty.

Wow!

That's fast

Locked In

You've been backed
STEP 2

$50k backed

Buyers with an approved home loan are backed with an extra level of financial security.
I Want Extra Security  
step 3

Get Approved 3x Faster

Leverage our smart online application to get your home loan submitted easily and quickly. Access cash-like offers for greater certainty.

Whoa!

That's fast
Step 2

$50k Backed

Buyers with an approved home loan are backed with an extra level of financial security.
I Want Extra Security  
Step 3

Get Approved 3x Faster

Leverage our smart online application to get your home loan submitted easily and quickly.
Get Approved Now  

What People Say About Neat.

The Power of a Platinum Pre-Approval.

With our Platinum Pre-approval, you're 3x more likely to win your dream home in a competitive real estate market. Bid on homes without a financial contingency using a cash-like offer.

What people say about Neat

Take a look at what our customers are saying
LEARN MORE ABOUT NEAT LOANS

Join an Innovative Team and a Neat Company.

Are You Ready to Buy or ReFi, the Neat Way?

Partnerships.....

wealth management group and real estate agents
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