The Smarter Way to Finance Your Home.

As a fintech company and mortgage lender, we value speed, transparency, and certainty throughout the entire home financing process.

Mortgage without the Mess.

Upgrade your mortgage approval with Neat. And most importantly, close on your home loan in as few as 2 weeks!

Best Digital Mortgage Company Award - 2022

Featured on Comcast NBCUniversal

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Not ready to apply? Get pre-approved instead.
Get Pre-Approved

Mortgage without the Mess.

Buying a new home? Upgrade your mortgage pre-approval today and close on your home in as little as 2 weeks.

2022 Best Digital Mortgage Company Award

Featured on NBCUniversal

Mortgage without the Mess.

Upgrade your mortgage approval with Neat. And most importantly, close on your home loan in as few as 2 weeks!

Best Digital Mortgage Company Award - 2022

Featured on Comcast NBCUniversal

The Smarter Way to Finance Your Home.

As a fintech company and mortgage lender, we value speed, transparency, and certainty throughout the entire home financing process.

Best Digital Mortgage Company Award - 2022

Featured on Comcast NBCUniversal

Best Digital Mortgage Company Award - 2022

Reviews 87  •  Excellent

Best Digital Mortgage Company Award - 2022

The Smarter Way to Finance Your Home.

As a fintech company and mortgage lender, we value speed, transparency, and certainty throughout the entire home financing process.

The Smarter Way to Finance Your Home.

With Neat, there's no need to wonder where you are in the mortgage process.
A clear understanding of what income and savings you need to qualify.
How to approach your maximum offer for bidding war situations.
A path toward securing a home loan 3x faster than other mortgage lenders.
Greater opportunity to compete with cash offers through Neat’s fully underwritten Platinum Approval, which also backs $50,000 of your earnest money. 

Speed & Certainty Matter in Today's Competitive Real Estate Market.

Neat Loans
Close in as little as 2 weeks!
Traditional Lender
Close in about 50+ days

2022 Digital Mortgage Company of the Year.

The Power of a Platinum Approval.

With Neat's fully underwritten Platinum Approval, you're more likely to win your dream home in a competitive real estate market.

How low can we go?

The national average rate today is 2.4%

Buy a Home
Today's 15 year rate with Neat Loans
2.250
%
Today's APR
2.662
%
Refinance
Today's 15 year rate with Neat Loans
2.000
%
Today's APR
2.391
%

What people say about Neat

Take a look at what our customers are saying
LEARN MORE ABOUT NEAT LOANS

Join an Innovative Team and a Neat Company.

Are You Ready to Buy or Refinance, the Neat Way?

Partnerships.....

wealth management group and real estate agents
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