The smarter way to finance your home.
As a fintech company and mortgage lender, we value speed, transparency, and certainty throughout the entire home financing process.
Finally, a mortgage without the mess.
We’ve cleaned up the home financing process so that even the most complex home loans could get approved 3x faster than the industry average.
This means no surprises on your home loan rate and down payment.
The average lender closes in 50+ days
How it works.
Three simple steps to get you approved - faster
Three simple steps to get you approved
step 1
Real time visibility
Check if your income and assets qualify you even before you submit your application.
Congrats
You qualify
Good news
You're pre-approved
Locked In
You've been backed
STEP 2
$50k backed
Buyers with an approved home loan are backed with an extra level of financial security.
I Want Extra Security step 3
Get approved 3x faster
Leverage our smart online application to get your home loan submitted easily and quickly. Access cash-like offers for greater certainty.
Whoa!
That's fast
Step 2
$50k Backed
Buyers with an approved home loan are backed with an extra level of financial security.
I Want Extra Security Step 3
Get Approved 3x Faster
Leverage our smart online application to get your home loan submitted easily and quickly.
Get Approved Now 
What people say about Neat.
The power of a platinum pre-approval.
With our Platinum Pre-approval, you're 3x more likely to win your dream home in a competitive real estate market. Bid on homes without a financial contingency using a cash-like offer.
Company news.
Stay up-to-date on the housing market.
LEARN MORE ABOUT NEAT LOANS
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