Updates, news, press releases, and more.

Stay up-to-date with relevant updates in Neat Loans's world.

December 14, 2021

What is a Contingent Offer?

From house sale contingencies to financial contingencies, it’s important to understand what contingent offers are and how they can help protect you...

December 9, 2021

Loan types: Adjustable-Rate Mortgage (ARM)

An adjustable-rate mortgage (ARM) is a home loan with an interest rate that can vary over the life of the loan. Adjustable-rate mortgages initially...

December 9, 2021

Loan types: Fixed-Rate Mortgage

A fixed-rate mortgage is a home loan with an interest rate that does not change over the life of the loan. Many borrowers prefer fixed-rate mortgag...

November 1, 2021

The Home Affordability Calculator: What Home Can I Afford?

Wondering how much house you can afford? The Neat home affordability calculator can help. Read here to learn what factors into the home affordabili...

October 25, 2021

The Home Appraisal Process: What Home Buyers Need to Know

Getting a home appraisal is just one of the many steps involved in refinancing a home – steps which can feel overwhelming and frankly, a bit messy,...

October 25, 2021

What is a Pre-Approval Letter?

Getting a mortgage pre-approval letter can give you a competitive edge when you want to buy a home. Find out what a pre-approval letter is, why it...

July 16, 2021

Applying for Home Loans Online Versus In Person

If you’re in the market for a mortgage, you may be wondering whether you should apply for a home loan online or in person. The answer depends on wh...

July 16, 2021

What is a Mortgage? How Do Mortgages Work?

Mortgages come in various shapes and sizes, but they generally work in similar ways. The basic ingredients of a mortgage are the rate, term, and ty...

October 15, 2021

Should I Refinance my Home Loan

Discover if refinancing your home loan is right for you. Here’s the most common reasons homeowners refinance their mortgage and key considerations.

November 25, 2021

Mortgage Amortization Overview

Mortgage amortization is the process of building equity in your home by paying off your home loan balance over time with equal monthly payments.

November 20, 2021

The Difference between APR and Interest Rate

Your Interest Rate and APR on your mortgage loan both affect your overall payment. Here is the difference between interest rate and APR.

October 30, 2021

5 Tips for Building Equity in a Home

Building home equity is a natural process, but you can do things to build equity in your home more quickly. Read here for 5 quick tips for building...

October 30, 2021

What is Home Equity

Home equity is the value or portion of your home that you truly own. It is the difference between the market value of your home and what you still...

October 25, 2021

Credit Disputes during the Mortgage Process

Disputing your credit report debt can be necessary to ensure your report is accurate. Make sure these are resolved before applying for a mortgage.

December 15, 2021

What is an FHA Home Loan

Discover whether an FHA loan is right for you. Here’s how FHA loans work, why FHA loans often appeal to first-time homebuyers, and how to qualify.

November 16, 2021

5 Changes COVID-19 Brought to the Housing Market

Whether you want to buy, sell, or refinance a home, it’s wise to keep up on the latest housing market trends. Here’s 5 ways in which COVID-19 affec...

January 6, 2022

FHA Loan Limits for 2022 

2022 FHA loan limits will increase from $356,362 to $420,680 in most areas and from $822,375 to $970,800 in high cost areas.

January 6, 2022

Mortgage Market Trends in January 2022 

January 2022 mortgage market trends. Learn about developments in mortgage interest rates, the current housing market, economic conditions and more.