The Faster Way to Buy a Home.

24/7 pre-approval letters. Close in as few as 15 days. Leverage our smart online application to get your home loan submitted easily and quickly. Access cash-like offers for greater certainty.

The Faster Way to Buy a Home.

Close in as few as 15 days. Leverage our smart online application to get your home loan submitted easily and quickly. Access cash-like offers for greater certainty.

Are You Ready to Buy or ReFi, the Neat Way?

Why Finance Your Home with Neat?

EFFICIENCY

Enjoy a Fast Process and Competitive Home Loan Rates.

"Magdalena and her team were outstanding. I refinanced two investment properties with cash out. The rate was unmatched, they were easy to work with and extremely responsive, preparation for closing was streamlined, and closing was a breeze. Would highly recommend!" - Sam K.

Get Started in 3 Minutes
INVESTMENT

Buy a Second Home or Investment Properties.

"Decided to give Neat Loans a try for a refinance of my primary home loan. My primary lender was put off by my rather complicated financial picture including multiple rental properties. Paul Gresh and Brianna Nelson of Neat Loans were super friendly and accessible. They helped guide me through the process and the Neat Loans web portal made the whole experience seamless. As a veteran of many loans through multiple lenders, I was highly impressed with Neat. Would definitely recommend them!" - Roddy H.

Get Pre-Approved Now
BE MORE COMPETITIVE

Win Bids in Competitive Markets.

"Magdalena and her team were outstanding. I refinanced two investment properties with cash out. The rate was unmatched, they were easy to work with and extremely responsive, preparation for closing was streamlined, and closing was a breeze. Would highly recommend!" - Sam K.

Get Started
MOVE FAST

Get Pre-Approval Letters 24/7.

"Decided to give Neat Loans a try for a refinance of my primary home loan. My primary lender was put off by my rather complicated financial picture including multiple rental properties. Paul Gresh and Brianna Nelson of Neat Loans were super friendly and accessible. They helped guide me through the process and the Neat Loans web portal made the whole experience seamless. As a veteran of many loans through multiple lenders, I was highly impressed with Neat. Would definitely recommend them!" - Roddy H.

Get a Pre-Approval Letter
EFFICIENCY

Enjoy a fast process and competitive home loan rates.

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Get started in 3 minutes

Finally, a Mortgage without the Mess.

Neat's smart online application allows for a faster, more certain home financing process.
3
x

Faster Than the Average Loan

Close your home loan in as few as 15 days (The average lender closes in 50+ days).

24

Hour Loan Approval

in equity financing to fund its innovative approach to home financing.

3

Minute Pre-Approvals

Get customized home refinance rate options in just 2-3 minutes.

$
887
M

In Financed Home Loans & Counting!

Don't wait weeks to know if your home loan is officially approved. We underwrite (aka approve) your application from the onset.

Finance your home in minutes

Refinance the Neat Way.

The Power of a Platinum Pre-Approval.

With our Platinum Pre-approval, you're 3x more likely to win your dream home in a competitive real estate market. Bid on homes without a financial contingency using a cash-like offer.