The Faster Way to Buy a Home.

24/7 pre-approval letters. Close in as few as 15 days. Leverage our smart online application to get your home loan submitted easily and quickly. Access cash-like offers for greater certainty.
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The Faster Way to Buy a Home.

Close in as few as 15 days. Leverage our smart online application to get your home loan submitted fast. Plus, compete with cash buyers with Neat's Platinum Approval!
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Get Pre-Approved

Are You Ready to Buy or Refinance, the Neat Way?

Why Finance Your Home with Neat?

EFFICIENCY

Enjoy a Fast Process and Competitive Home Loan Rates.

"Magdalena and her team were outstanding. I refinanced two investment properties with cash out. The rate was unmatched, they were easy to work with and extremely responsive, preparation for closing was streamlined, and closing was a breeze. Would highly recommend!" - Sam K.

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INVESTMENT

Buy a Second Home or Investment Properties.

"Decided to give Neat Loans a try for a refinance of my primary home loan. My primary lender was put off by my rather complicated financial picture including multiple rental properties. Paul Gresh and Brianna Nelson of Neat Loans were super friendly and accessible. They helped guide me through the process and the Neat Loans web portal made the whole experience seamless. As a veteran of many loans through multiple lenders, I was highly impressed with Neat. Would definitely recommend them!" - Roddy H.

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BE MORE COMPETITIVE

Win Bids in Competitive Markets.

"Magdalena and her team were outstanding. I refinanced two investment properties with cash out. The rate was unmatched, they were easy to work with and extremely responsive, preparation for closing was streamlined, and closing was a breeze. Would highly recommend!" - Sam K.

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MOVE FAST

Get Pre-Approval Letters 24/7.

"Decided to give Neat Loans a try for a refinance of my primary home loan. My primary lender was put off by my rather complicated financial picture including multiple rental properties. Paul Gresh and Brianna Nelson of Neat Loans were super friendly and accessible. They helped guide me through the process and the Neat Loans web portal made the whole experience seamless. As a veteran of many loans through multiple lenders, I was highly impressed with Neat. Would definitely recommend them!" - Roddy H.

Get a Pre-Approval Letter

Lower Your Payments

Find out if you qualify even before you submit your application.

Leverage Your Home Equity

An extra level of financial security for buyers with an approved home loan.

Shorten Your Loan Term

Use our smart application to get your home loan submitted easily and quickly.

EFFICIENCY

Enjoy a fast process and competitive home loan rates.

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Get started in 3 minutes

Finally, a Mortgage without the Mess.

Neat's smart online application allows for a faster, more certain home financing process.
3
x

Faster Than the Average Loan

Close your home loan in as few as 15 days (The average lender closes in 50+ days).

24

Hour Loan Approval

Get an approval lightning-fast with the most streamlined process in the industry.

3

Minute Pre-Approvals

Get customized home refinance rate options in just 2-3 minutes.

$
887
M

In Financed Home Loans & Counting!

Don't wait weeks to know if your home loan is officially approved. We evaluate your application right when you submit!

Company News.

Stay up-to-date on the housing market.

February 10, 2023

The Difference between APR and Interest Rate

Your Interest Rate and APR on your mortgage loan both affect your overall payment. Here is the difference between interest rate and APR.

May 27, 2022

Mortgage Rates "Freefall" in Biggest Drop in Years

May 20, 2022

Neat Loans Releases First National TV Advertisements

Neat Loans has launched its first national television advertisements. 

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Finance your home in minutes

Refinance the Neat Way.

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