Refinance your home, second home, or investment properties.

Personalized rates in 3 minutes. Close in as few as 15 days.

Already have an account? Sign in.



Neat Loans mortgage financing
Neat Loans mortgage lenderNeat Loans mortgage financing
Rated Excellent
neat loans reviews
Neat Loans mortgage financing reviews
neat loans BBB accredited
A smarter way to refinance your mortgage.

What's your mortgage strategy?

neat loans home loans

Why refinance your home
with Neat?

Enjoy a fast process and competitive home loan rates.

"Magdalena and her team were outstanding. I refinanced two investment properties with cash out. The rate was unmatched, they were easy to work with and extremely responsive, preparation for closing was streamlined, and closing was a breeze. Would highly recommend!" - Sam K.

Get started in 3 minutes.

Refinance your second home or investment properties.

"Decided to give Neat Loans a try for a refinance of my primary home loan. My primary lender was put off by my rather complicated financial picture including multiple rental properties. Paul Gresh and Brianna Nelson of Neat Loans were super friendly and accessible. They helped guide me through the process and the Neat Loans web portal made the whole experience seamless. As a veteran of many loans through multiple lenders, I was highly impressed with Neat. Would definitely recommend them!" - Roddy H.

Get custom home loan rates.

Lower Your Payments

A powerful option for borrowers looking to lower their monthly mortgage payments.

Leverage Your Home Equity

Renovate your home, pay down debt, or free up cash using the equity in your home.

Shorten Your Loan Term

Pay off your mortgage sooner, and save interest over the long term.

Finally, a mortgage without the mess.

Neat's smart online application allows for a faster, more certain home financing process.



Close your home loan in as few as 15 days. (The average lender closes in 50+ days.)


hour loan approval

Don't wait weeks to know if your home loan is officially approved. We underwrite (aka approve) your application from the onset.


minute pre-approvals

Get customized home refinance rate options in just 2-3 minutes.


in financed home loans & counting!

We are experts at home financing, and we have built the industry's best technology to provide clients with an excellent experience.

Finance your home in minutes.

Refinance the Neat way.