Neat Loans Inc. does not guarantee the accuracy of this rate calculator or any information available on this site. Neat Loans is not responsible for any errors, omissions, or misrepresentations. Rate information is subject to verification of the borrower’s credit score, assets, income, and debt. Interest rates, pricing and other loan terms are subject to change at any time and without notice. Quoted rates may include points or credits. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. If you would like a pre-qualification for a loan product, please contact Neat Loans at 888-661-2194.